Michigan Car Insurance

Entering the same quote information can be repetitive and take time, so our site gives you multiple comparisons with only one quick quote form. Did your renewal premium decrease? That's great but it doesn't guarantee that you're actually getting the best Michigan car insurance rate.

Quoting and buying car insurance online has become much easier over the last few years.

Get the Best Michigan Rates!

Remember that liability insurance protects your assets in case you are held liable for an injury or property damage. You cannot carry too much liability coverage in Michigan. If you think you car won't get stolen in Michigan, think again. There are over 29,383 vehicle thefts each year in Michigan.

Compare Michigan Car Insurance Rates

Local Michigan insurance agents can give you quotes from many companies approved to sell insurance in Michigan, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

State Farm, Farmers Insurance, Allstate and More!

There is a very good chance that you are currently paying too much for car insurance. With over 9,969,727 people in the state of Michigan, you wouldn't think one of the most stolen vehicles in Michigan would be a 2005 Dodge Ram Pickup, but it is. But don't think that your car can't be stolen just because you live in Michigan.

If you own a home in Michigan, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

Michigan Admitted Car Insurance Companies

The best car insurance rates in Michigan may be through an online insurance company like GEICO or Progressive, or it may be through a traditional carrier like a local State Farm or Allstate agent.

If you can use the internet and read your policy declarations page, you can easily compare rates of other companies. Many consumers just like you discover the ease of buying online car insurance every day.

Car Insurance Buying Tips

  • Claim free insureds may receive discounts off their rates
  • Make sure your policy has the correct mileage and usage rating on your vehicles
  • Group discount car insurance may be available if you are employed by a large employer or organization
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Michigan drivers can save significantly by purchasing their home (or renters) insurance and car insurance from the same company
  • Buying a vehicle with safety features such as air bags, anti-lock brakes and anti-theft features can save money
  • Click here to compare rate quotes and see if you're spending too much on Michigan car insurance

Low Income and Liability Only Quotes

Michigan car insurance rates change regularly, and the Michigan rates you paid last year might look quite cheap compared to this year. Getting a good deal on Michigan car insurance is not difficult.

Many consumers still prefer to use an insurance agent rather than buying insurance on the web. Liability insurance is a coverage that is very affordable and state minimum requirements are usually not enough insurance for most people.

Many consumers save hundreds of dollars a year by comparing rates! Click to start a quote!

Compare Other Michigan Rates
Most Stolen Cars in Michigan
  • 2005 Dodge Ram Pickup
  • 2000 Dodge Intrepid
  • 2006 Dodge Durango
  • 1994 Oldsmobile Cutlass
  • 2004 Pontiac Grand Prix
  • 1996 Dodge Caravan
  • 1998 Plymouth Voyager
  • 2001 Dodge Stratus
  • 2000 Jeep Cherokee/Grand Cherokee
  • 1997 Ford Taurus
Related Web Searches

The following are actual search phrases used by MI consumers when searching for car insurance online. Click on any phrase to perform a web search.

Michigan Statistics
  • Minimum liability requirements in MI are $20,000 per person, $40,000 per accident, and $10,000 in property damage liability
  • There are 9,969,727 people in MI, over 7,065,400 licensed drivers, and over 29,383 vehicle thefts each year
  • Comprehensive coverage costs and average of $154 and collision coverage averages $395. Liability insurance is an additional $507.
  • Michigan ranks 11 out of 50 states for car insurance costs. Average car insurance rates in MI are $928.
  • Homeowners insurance in Michigan average $721 but if you combine your home and car insurance with the same company you could get a discount.